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$135,000
Turnkey investment opportunities like this don’t come around often! This move-in ready duplex features two 1-bedroom, 1-bath units, making it an excellent addition to any investor’s portfolio or a great option for an owner-occupant looking to offset their mortgage with rental income. Both units are ready for immediate occupancy, allowing you to start generating income without the hassle of renovations. Conveniently located near downtown Cumberland, shopping, restaurants, schools, and commuter routes, this property combines strong rental potential with everyday convenience. Whether you’re a seasoned investor or just getting started, this is a chance to own a cash-flowing property in an affordable market. Don’t miss your opportunity to add this income-producing duplex to your portfolio!

920 Bedford St, Cumberland

Listing courtesy of Mountainside Home Realty. Contact: 3017220190

$309,300
4 Beds 3 Baths
The Dingle--Cumberland's premier development began just after the Roaring '20's and was the replacement for the Victorian home styles. The syles of the homes blended the fine workmanship of the times pre-depression where the homes were opulant and massive in size to a more compact home still complete with the elegance of the era and some of the finest workmanship available. This quaint neighborhood itself is small and at one time was likely one of the first gated communties. You can still see where the gates were located--but, even without the gate, it still offers a sense of privacy with only one way in and out. All names of the streets, Buckingham, Dingle, Windsor, Piccadily reflect british aristocracy and, for a little trivia also names for men's shirt styles in that era--that darned Google! It is located at the cross roads of 220 S and I 68 E and West within a few minutes and a stone's throw to the Great Allegheny Bike Passage and downtown arts and entertainment section. To go on, this is a home that blends the style and structure of a home from the 1930's home, only updated to todays modern needs....well worth a look!

833 Buckingham Rd, Cumberland

Listing courtesy of Perry Wellington Realty, LLC. Contact: 2409794660

$320,000
An exceptional mixed-use investment opportunity in the heart of Cumberland. This well-maintained four-unit apartment building with a street-level commercial space offers strong in-place income, upside potential, and long-term stability—all in a convenient downtown location near shops, dining, and everyday amenities. The property is largely occupied and thoughtfully updated, making it a turnkey addition to any portfolio. The ground-floor commercial space features prominent street-facing windows, ideal for office, retail, or storage use, creating an additional revenue stream and flexibility for future tenants or owner use. Each residential unit is separately metered for electric and water, helping minimize owner expenses and simplify management. Unit Breakdown: - Unit 1: 1BR/1BA — Rented at $901/month. Features hardwood floors, in-unit laundry, and a new hot water heater. - Unit 2: 2BR/2BA — Rented at $822/month. Currently undergoing improvements, including new flooring in one bedroom. - Unit 3: 2BR/2BA — rented at $950/month. Offers hardwood floors, in-unit laundry, an open kitchen with island, and stunning city and mountain views—prime for immediate lease-up at market rate. - Unit 4: 1BR/1BA — Rented at $900/month. Recently updated with new carpet and flooring, fresh paint, new countertops, and a new hot water tank. Includes central air. Additional improvements include a fully waterproofed basement (2024) with a new sump pump, providing peace of mind and reduced maintenance concerns. With multiple income streams, solid rental history, and value-add potential through lease optimization and commercial use, this property delivers both immediate cash flow and long-term appreciation in a steadily revitalizing downtown market.

301 Baltimore Ave, Cumberland

Listing courtesy of Charis Realty Group. Contact: 2408015011

$174,900
3 Beds 2 Baths
This charming 1920s home offers a rare blend of vintage character and modern comfort. The layout provides 1,596 square feet of well-designed living space with three to four bedrooms and two full bathrooms. The property has seen many improvements over the past year that include fresh paint, new flooring, updated electrical work, a new central air system, and a new gas furnace, along with other thoughtful upgrades throughout the home. The home includes a custom-built range hood, a stove, a refrigerator, a dishwasher, a washing machine, and a clothes dryer. The architectural style carries a timeless elegance that is complemented by durable vinyl siding which adds charm and easy upkeep. This is a home where comfort and craftsmanship come together in a beautiful way.

813 Columbia Ave, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact: (301) 777-3380

$99,000
Rare vacant duplex opportunity in the path of Cumberland’s continued revitalization. 401-403 Ascension Street offers two 2-bedroom, 1-bath units with completely separate utilities, giving investors a clean slate to renovate, stabilize, and capture upside without working around existing tenants. Whether you are looking for a long-term rental, BRRRR project, house-hack, or value-add portfolio piece, this property checks the boxes: vacant possession, separate utility setup, two functional units, and strong income potential after improvement. Cumberland continues to attract attention for its affordability, historic character, outdoor recreation, and major downtown investment, including the recently completed Baltimore Street redevelopment. Located near downtown Cumberland, I-68, UPMC Western Maryland, shopping, dining, and local employment centers, this duplex is well positioned for future rental demand. Bring your contractor and your vision. Properties with this level of flexibility and upside are becoming harder to find at this price point. Sold strictly as-is.

401 - 403 Ascension St, Cumberland

Listing courtesy of REMAX Platinum Realty. Contact:

$95,000
HUGE PRICE IMPROVEMENT!!! CALLING ALL INVESTORS!!! Unlock the potential of this income-producing triplex in Cumberland, MD! Situated on a corner lot, this property features 3 one-bedroom, one-bath units, with potential for a 4th unit for owner-occupant setup. Each unit includes a stove and refrigerator, and the main-level unit features a newer stove. This property offers natural gas radiator heat, though the radiators do show evidence of needing repair, and ceiling repair work is needed in the main-level kitchen. With the right vision and updates, this could be an excellent opportunity for an investor looking to expand their portfolio or an owner-occupant seeking added rental income. Conveniently located near shopping, restaurants, and medical facilities, this property is also just minutes from Downtown Cumberland’s walking mall, I-68 East and West, the Western Maryland Scenic Railroad, the Great Allegheny Passage, and the C&O Canal towpath. Priced to sell, this is a value-packed investment opportunity with strong upside potential. Call today to schedule your tour!

214 S Central Ave, Cumberland

Listing courtesy of EXP Realty, LLC. Contact: 8888607369

$230,000
3 Beds 3 Baths
** PREVIOUS CONTRACT DID NOT CLOSE BECAUSE SELLER UNABLE TO SECURE SUITABLE HOUSING**Immaculate 3-4 Bedroom, 2.5 Bath Town Home located in the quiet east side of Cumberland with great views and close to UPMC Hospital, Allegany College of Maryland, and easy access to I-68 interstate. This home was built in 2009 and has many updates including Heat Pump, Water Tank, and flooring. This beautiful 3 story home has Granite Countertops, Ceramic Floors, Carpeting, Hardwood and Laminates. The spacious kitchen area has an abundance of cabinetry with a bar and separate breakfast area. There is a private deck off the kitchen area for an extra eating area or just relaxation. The lower level is currently used a Den, office and laundry. There is also a Patio off this lower level perfect for cookouts. The upper level has 3 Bedrooms and 2 Full Baths with the Primary Bedroom having a walk-in closet and full bath with a shower and soaking tub area. This home offers a comfortable and convenient lifestyle with a HOA taking care of the lawn care and road maintenance. Over 2,000 sq ft of living space!!!! TO ACCESS THE COMMUNITY (HOME OWNER) ASSOCIATION DOCUMENTS,PLEASE REFER TO: cumberlandhousing/cornerstone-hill/

108 Day Break Dr, Cumberland

Listing courtesy of Century 21 Potomac West. Contact:

$68,000
2 Beds 2 Baths
IMPROVED PRICE!!! Turn-Key Investment Opportunity in Cumberland, MD! This 2-bedroom, 2-bath home in Cumberland is a solid opportunity with immediate cash flow in place. The property is currently tenant-occupied, generating $740 per month, with the tenant paying all utilities! Ideal location- Situated just minutes from the hospital, I-68 East/West, and downtown Cumberland, this home offers convenient access to major employers, commuting routes, shopping, dining, and entertainment—key factors that support consistent rental demand. Whether you’re a seasoned investor or looking to acquire your first rental, this property offers steady income, a desirable location, and long-term potential. Call today to schedule a tour! 24 notice required.

36 Weber St, Cumberland

Listing courtesy of EXP Realty, LLC. Contact: 8888607369

$140,000
124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor—ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.

124 Bedford St, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact: (301) 777-3380

$179,000
This beautifully updated duplex features two spacious units, each with 2 bedrooms. One unit offers 1 full bath, while the other provides 1.5 baths for extra convenience. Both units have been completely remodeled from top to bottom, blending modern style with efficiency. Upgrades include brand-new siding, roof, windows, and doors, along with all new plumbing and forced-air heating systems. Inside, you’ll find new flooring, updated kitchens with sleek cabinetry, countertops, and brand-new appliances, plus freshly renovated bathrooms. Whether you’re looking for a smart investment property or a home where you can live in one unit and rent the other, this duplex checks all the boxes. Turnkey, low-maintenance, and ready for its next chapter.

449 Columbia St, Cumberland

Listing courtesy of Better Homes & Gardens Real Estate Old Line Group. Contact: