172 Covenant Way, Bumpass, VA 23024

$649,990
4
BD
3
BA
3,114
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$649,990
Price Change
▼ $10,000 1785361448
Days on Market
161
Status
ACTIVE
MLS#
VALA2009180
Bedrooms
4
Bathrooms
3
Full Baths
3
Living Area
3,114
Lot Size (Acres)
0.92
Style
Craftsman
Year Built
2026
County
Louisa
School District
Louisa County Public Schools

Property Description

Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice. Financing offer subject to change without notice.

Additional Information

Subdivision
Covenant Cove
Taxes
$575
HOA Fee
$610
HOA Frequency
Annually
Interior Features
Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Walk-in Closet(s)
Amenities
Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
School District
Louisa County Public Schools
Elementary School
Jouett
Middle School
Louisa County
High School
Louisa County
Fireplaces
1
Fireplace Description
Gas/Propane
Flooring
Luxury Vinyl Plank
Garage
Yes
Garage Spaces
2
Community Amenities
Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
View
Lake
Heating
Heat Pump - Electric BackUp
Heating Fuel
Electric
Cooling
Central A/C
Roof
Architectural Shingle
Water
Well
Sewer
On Site Septic
Room Level
Bedroom 4: Main, Family Room: Main, Breakfast Room: Main, Living Room: Main, Dining Room: Main, Kitchen: Main, Primary Bedroom: Upper 1, Bedroom 2: Upper 1, Bedroom 3: Upper 1, Loft: Upper 1

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Lake Anna Island Realty. Contact: