304 N 64th St, Philadelphia, PA 19139

Property Description

Welcome to 304 N 64th Street, a move-in ready and affordable opportunity located in the heart of Philadelphia. Priced around $165,000, this spacious home offers an excellent option for first-time homebuyers, owner-occupants, or investors looking for value, convenience, and long-term potential in a rapidly developing section of the city. This well-maintained property features a bright and open main living area with updated flooring, fresh neutral paint, modern lighting, ceiling fans, and a comfortable layout designed for everyday living and entertaining. The oversized living and dining area provides plenty of flexibility for furniture placement, work-from-home setups, or additional recreation space. The kitchen offers generous cabinet storage, updated countertops, gas cooking, modern flooring, and a functional layout with room for dining or additional prep space. The property also includes a clean and updated bathroom, spacious bedrooms with natural light, and a large unfinished basement ideal for storage, workshop space, home gym potential, or future finishing possibilities. Separate laundry space and utility access add additional convenience. One of the standout features of this home is the private rear outdoor space, perfect for entertaining, grilling, gardening, relaxing, or creating your own personal outdoor retreat. With strong rental demand and continued neighborhood growth throughout West Philadelphia, this property also presents a solid investment opportunity for long-term appreciation and cash flow potential. Affordable ownership opportunities like this are becoming increasingly difficult to find in Philadelphia. For qualified buyers, the estimated monthly payment using FHA financing at approximately 7% interest may be less than $1,500 per month including principal, interest, taxes, and insurance (PITI), making this an attractive alternative to rising rental costs. 3BR Rents in this area range from $1400-$1800. Property location also qualifies for down payment assistant programs. Conveniently located near SEPTA public transportation, Market-Frankford Line access, bus routes, and major commuter corridors, this location provides easy access to Center City, University City, and surrounding suburbs. Nearby employers and institutions include University of Pennsylvania, Drexel University, Temple University, Penn Medicine, Children's Hospital of Philadelphia, and numerous hospitals, schools, parks, restaurants, and shopping destinations throughout the area. Finding a Philadelphia home at this price point with this much interior space, outdoor space, and move-in condition is becoming increasingly difficult. Whether you are searching for an affordable starter home, an addition to your investment portfolio, or a property close to transportation and major employment centers, 304 N 64th Street is a fantastic opportunity worth scheduling today.